(1) A credit institution shall permit a payment institution to have access to the credit institution’s payment accounts services on an objective, non-dis-criminatory and proportionate basis.
(2) The access referred to in paragraph (1) shall be sufficiently extensive as to allow payment institutions to provide payment services in an unhindered and efficient manner.
(3) Where a credit institution rejects a request for access to its payment accounts services from a payment institution, the credit institution shall provide the Bank without delay with duly motivated reasons for the rejection.