(1) Any changes in a framework contract or in the information specified in Regulation 76 shall be proposed by a payment service provider in the same manner as information is to be provided in accordance with Regulation 75(1) and (2) and no later than 2 months before the proposed date of application of the changes.

(2) A payment service user can either accept or reject changes proposed in accordance with paragraph (1) before the date of their proposed entry into force.

(3) Where a framework contract provides for such deemed acceptance, the payment service provider concerned shall inform the payment service user concerned that the payment service user is deemed to have accepted changes proposed in accordance with paragraph (1) if the payment service user does not notify the payment service provider before the proposed date of their entry into force that those changes are not accepted.

(4) Where paragraph (3) applies, the payment service provider shall also inform the payment service user that, in the event that the payment service user rejects the changes concerned, the payment service user has the right to terminate the framework contract free of charge and with effect at any time before the date when the changes would have applied had the payment service user not rejected the changes.

(5) A payment service provider may apply a change in an interest or exchange rate immediately and without notice where -