20. Competent authorities should continuously assess the risk profile of the institution and its viability through the overall SREP assessment as specified in Title 10. Through the overall SREP assessment, competent authorities should determine the potential for risks to cause the failure of the institution given the adequacy of its own funds and liquidity resources, governance, controls and/or business model or strategy, and from this, the need to take early intervention measures, and/or determine whether the institution can be considered to be failing or likely to fail.
21. The assessment should be continuously reviewed in light of findings from the risk assessments or the outcome of the SREP capital and SREP liquidity assessments.
22. Competent authorities should ensure that the findings of the assessment:
a. are reflected in the score assigned to the institution's overall viability, in accordance with the guidance provided in Title 10;
b. are clearly documented in a summary of the
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