472. Competent authorities should decide on the necessity of specific supervisory liquidity requirements for the institution based on their supervisory judgment and following dialogue with the institution, taking into account the following:
a. the institution's business model and strategy and the supervisory assessment of them;
b. information from the institution's ILAAP;
c. the supervisory assessment of risks to liquidity and funding, including the assessment of inherent liquidity risk, inherent funding risk and liquidity and funding risk management and controls, taking into account the possibility that risks and vulnerabilities identified may exacerbate each other; and
d. potential systemic liquidity risk.
473. When competent authorities conclude that specific liquidity requirements are needed to address liquidity and funding concerns, they should decide on the application of quantitative requirements, as covered in this title, and/or on the application of qualitative requirements, a
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