491. Following the above assessment, competent authorities should form a view on whether existing liquidity resources provide sound coverage of the risks to which the institution is or might be exposed. This view should be reflected in a summary of findings, accompanied by a viability score based on the considerations specified in Table 12.
492. For the joint decision (where relevant), competent authorities should use the liquidity assessment and score to determine whether the liquidity resources are adequate.
Table 12. Supervisory considerations for assigning a score to liquidity adequacy
|
Score |
Supervisory view |
Considerations |
|---|---|---|
|
1 |
The institution's liquidity position and funding profile pose a low level of risk to the viability of the institution. |
- The institution's counterbalancing capacity and liquidity buffers are comfortably above specific supervisory quantitative requirements and are expected to remain so in the future. - The composition and stability of longer-term |