4. Unless otherwise specified, terms used and defined in Regulation (EU) No 575/2013, Directive 2013/36/EU, Directive 2014/59/EU or the EBA Guidelines on institution’s stress testing [EBA Guidelines on institution’s stress testing], have the same meaning in the guidelines. For the purposes of the guidelines, the following definitions apply:
"Capital buffer requirements" means the own funds requirements specified in Chapter 4 of Title VII of Directive 2013/36/EU.
"Consolidating institution" means an institution that is required to abide by the prudential requirements on the basis of the consolidated situation in accordance with Part 1, Title 2, Chapter 2 of Regulation (EU) No 575/2013.
"Conduct risk" means the current or prospective risk of losses to an institution arising from inappropriate supply of financial services including cases of wilful or negligent misconduct.
"Counterbalancing capacity" means the institution's ability to hold, or have access to, excess liquidity over shor
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