(1) A trader shall ensure that the terms of a consumer contract are transparent.
(2) A term of a consumer contract is transparent if -
(a) the term is expressed in concise, plain and intelligible language,
(b) in the case of a term that is in writing, the term is legible and presented clearly,
(c) the term is made available to the consumer in a manner that gives the consumer a reasonable opportunity to become acquainted with it before the conclusion of the contract, irrespective of whether or not such an opportunity is availed of,
(d) in the case of a term that is novel or onerous, the term has specifically been brought to the consumer's attention in such a way that the average consumer would be aware of the term,
(e) any costs or other financial consequences deriving from the term would be comprehensible to the average consumer, and
(f) the term complies with such other requirements as may be prescribed.
(3) In assessing the transparency of a term of a consumer contract, the following
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