I

Life assurance and contracts to pay annuities on human life as described in Article 1(1)(a), (b) and (c) of the First Directive, but excluding contracts within Classes II and III below.

II

Contracts of insurance to provide a sum on marriage or on the birth of a child, being contracts expressed to be in effect for a period of more than one year.

III

The assurances referred to in Article 1(1)(a) and (b) of the First Directive which are linked to investment funds.

IV

Permanent health insurance as defined in Article 2 of these Regulations.

V

Tontines as described in Article 1(2)(a) of the First Directive where these are carried on by an undertaking holding an authorisation.

VI