This Directive does not apply to the following:
(a) payment transactions made exclusively in cash directly from the payer to the payee, without any intermediary intervention;
(b) payment transactions from the payer to the payee through a commercial agent authorised via an agreement to negotiate or conclude the sale or purchase of goods or services on behalf of only the payer or only the payee;
(c) professional physical transport of banknotes and coins, including their collection, processing and delivery;
(d) payment transactions consisting of the non-professional cash collection and delivery within the framework of a nonprofit or charitable activity;
(e) services where cash is provided by the payee to the payer as part of a payment transaction following an explicit request by the payment service user just before the execution of the payment transaction through a payment for the purchase of goods or services;
(f) cash-to-cash currency exchange operations where the funds are not held on
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