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Chapter 1 Payment institutions (arts. 5-34) |
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Section 1 General rules (arts. 5-18) |
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⚠ Article 5 Applications for authorisation |
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⚠ Article 6 Control of the shareholding |
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⚠ Article 7 Initial capital |
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⚠ Article 8 Own funds |
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⚠ Article 9 Calculation of own funds |
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⚠ Article 10 Safeguarding requirements |
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⚠ Article 11 Granting of authorisation |
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⚠ Article 12 Communication of the decision |
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⚠ Article 13 Withdrawal of authorisation |
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⚠ Article 14 Registration in the home Member State |
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⚠ Article 15 EBA register |
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⚠ Article 16 Maintenance of authorisation |
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⚠ Article 17 Accounting and statutory audit |
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⚠ Article 18 Activities |
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Section 2 Other requirements (arts. 19-21) |
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⚠ Article 19 Use of agents, branches or entities to which activities are outsourced |
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⚠ Article 20 Liability |
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⚠ Article 21 Record-keeping |
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Section 3 Competent authorities and supervision (arts. 22-31) |
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⚠ Article 22 Designation of competent authorities |
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⚠ Article 23 Supervision |
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⚠ Article 24 Professional secrecy |
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⚠ Article 25 Right to apply to the courts |
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⚠ Article 26 Exchange of information |
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⚠ Article 27 Settlement of disagreements between competent authorities of different Member States |
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⚠ Article 28 Application to exercise the right of establishment and freedom to provide services |
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⚠ Article 29 Supervision of payment institutions exercising the right of establishment and freedom to provide services |
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⚠ Article 30 Measures in case of non-compliance, including precautionary measures |
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⚠ Article 31 Reasons and communication |
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Section 4 Exemption (arts. 32-34) |
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⚠ Article 32 Conditions |
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⚠ Article 33 Account information service providers |
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⚠ Article 34 Notification and information |
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Chapter 2 Common provisions (arts. 35-37) |
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⚠ Article 35 Access to payment systems |
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⚠ Article 35a Conditions for requesting participation in designated payment systems |
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⚠ Article 36 Access to accounts maintained with a credit institution |
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⚠ Article 37 Prohibition of persons other than payment service providers from providing payment services and duty of notification |
