Where Article 88 is complied with, insurance and reinsurance undertakings may calculate the capital requirement for health longevity risk as follows:
SCRhealth-longevity = 0,2 • q • n • 1,1(n - 1)/2 • BElong
where, with respect to the policies referred to in Article 138(2):
(a) q denotes the expected average mortality rate of the insured persons during the following 12 months weighted by the sum insured;
(b) n denotes the modified duration in years of the payments to beneficiaries included in the best estimate;
(c) BElong denotes the best estimate of the obligations subject to longevity risk.