1. The volume measure for NSLT health premium and reserve risk shall be equal to the sum of the volume measures for premium and reserve risk of the segments set out in Annex XIV.

2. For all segments set out in Annex XIV, the volume measure of a particular segment s shall be equal to the following:

V_s = (V_(prem,s) + V_(res,s) ) • (0,75 + 0,25 • DIV_s)

where:

(a) V_(prem,s) denotes the volume measure for premium risk of segment s;

(b) V_(res,s) denotes the volume measure for reserve risk of segment s;

(c) DIV_s denotes the factor for geographical diversification of segment s.

3. For all segments set out in Annex XIV, the volume measure for premium risk of a particular segment s shall be equal to the following:

V_(prem,s) = max(P_s;P_(last,s) ) + FP_(existing,s) + FP_(future,s)

where:

(a) P_s denotes an estimate of the premiums to be earned by the insurance or reinsurance undertaking in the segment s during the following 12 months;

(b) P_(last,s) denotes the premiums earned by the insurance and reinsurance undertaking in the segment s during the last 12 months;