(1) The liquidator of an insurance undertaking shall, without delay, individually inform by written notice each known creditor who has his or her normal place of residence, domicile or head office in a Member State other than the State.
(2) The notice under paragraph (1) shall include the following information:
(a) the periods in which steps must be taken by the creditors in the proceedings;
(b) the consequences if a particular step is not taken within the period concerned;
(c) the name and address of the liquidator for the purpose of lodgement of claims;
(d) any other information of particular relevance to creditors.
(3) The notice under paragraph (1) shall also indicate whether creditors whose claims are preferential or secured in rem need to lodge their claims.
(4) In the case of insurance claims, the notice under paragraph (1) shall also indicate the general effects of the winding-up proceedings on the insurance contracts, in particular the date on which the insurance contracts or
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