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Business and raising of funds (ss. 26-27A) |
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26. General principles. |
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27. Raising of funds by shares and deposits. |
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27A. Protection of members' savings. |
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Shares and deposits (ss. 28-32) |
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28. Shares: general provisions. |
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29. Transfer of shares. |
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30. Dividends on shares. |
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31. Interest on deposits. |
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32. Restrictions on withdrawal of shares and deposits. |
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Borrowing (ss. 33-34) |
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33. Power to borrow. |
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34. Charges on assets of a credit union. |
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Loans (ss. 35-38) |
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35. Making of loans. |
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36. Approval of loans. |
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37. Appeal against non-approval of loan. |
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37A. Member to receive written notice of loan approval. |
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37B. Credit agreement in respect of loans exceeding €200. |
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37C. Contents of credit agreements. |
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37D. Notice of important information to be included in credit agreements. |
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37E. Definition and calculation of 'APR' for the purposes of sections 37C and 37D. |
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37F. Regulations for the purposes of sections 37A-37D. |
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38. Interest on loans. |
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Other transactions (ss. 39-42) |
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39. Promissory notes and bills of exchange. |
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40. Contracts. |
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41. Acquisition, holding and disposal of land. |
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42. Receipt for repayment of secured debt. |
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Investments etc. (ss. 43-47) |
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⚠ 43. Investments. |
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44. Special fund for social, cultural etc. purposes. |
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45. Statutory reserve. |
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46. Savings protection scheme. |
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47. Insurance against fraud of officers etc. |
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Provision of additional services to members (ss. 48-52) |
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48. Power to provide additional services. |
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49. The Bank's approval of provision of additional services. |
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50. Supplementary provisions as to Bank's functions. |
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51. Requirements applicable to credit unions providing additional services. |
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51A. Referral to another credit union. |
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52. Appeal against certain decisions of Bank. |
