1. An insurance undertaking which has obtained an authorisation for a principal risk belonging to one class or a group of classes as set out in Annex I may also insure risks included in another class without the need to obtain authorisation in respect of such risks provided that the risks fulfil all the following conditions:
(a) they are connected with the principal risk;
(b) they concern the object which is covered against the principal risk; and
(c) they are covered by the contract insuring the principal risk.
However, legal expenses insurance as set out in class 17 may be regarded as a risk ancillary to class 18, where the conditions laid down in paragraph 1 and either of the following conditions are fulfilled:
(a) the main risk relates solely to the assistance provided for persons who fall into difficulties while trave…